Terms of Use

Terms governing use of American Mortgages Explained and its educational mortgage calculators.

Educational use

Content and tools are provided for general information. They are not loan offers, approvals, legal advice, tax advice, investment advice or individualized financial advice.

No professional relationship

Using the site does not create a lender-borrower, broker-client, attorney-client, counselor-client or advisory relationship.

Accuracy and updates

Reasonable efforts are made to review content, but laws, forms, loan limits, program rules, rates and lender practices change. Users must verify current documents and official sources.

Calculators

Results are estimates based on user entries and simplified assumptions. They must not replace lender disclosures or professional calculations.

External links

External websites are controlled by their operators. A link does not guarantee availability, accuracy or endorsement.

Acceptable use

Do not interfere with the site, attempt unauthorized access, scrape excessively, submit malicious material or misuse content in a misleading commercial service.

Limitation

To the maximum extent permitted by law, the publisher is not responsible for decisions, losses, missed deadlines or disputes arising from reliance on general information.