Editorial Standards

How American Mortgages Explained researches, updates and limits its U.S. mortgage content.

Primary sources first

We prioritize the Consumer Financial Protection Bureau, HUD, FHA, VA, USDA, FHFA, FTC, IRS and other official sources. State-specific issues should be checked with the relevant state regulator or qualified professional.

No lender rankings

The site does not name a “best” lender or publish paid rankings. Mortgage offers depend on borrower, property, program, timing and lender details.

Dates and annual limits

Content with annual loan limits or program details carries a review date. Readers should verify current-year limits and forms before acting.

Corrections

We correct material factual errors and update affected pages. Stylistic preferences or requests for individualized advice are outside the contact scope.